Are you Purchasing A Home in a Flood Zone? We live in South Florida and many homes even though you would not think are in a flood zone…unfortunately they are. Not a reason to walk away from a home, but you do want to know what it might look like when it comes to your […]
Buying a home is an exciting experience, but it can feel a bit overwhelming if you don't have the right information. Check out these helpful resources about the home buying process. When you're ready, give the All Florida Home Team a call at 786-344-8004 to tour available homes in Coconut Grove, Coral Gables, Miami Beach, Palmetto Bay, Pinecrest, South Miami, Cutler Bay, Aventura, Bal Harbour, Miami Shores areas.
We have been helping families for the past 20 years with buying homes. We would love to share with you our expertise on what each step of the process will look like so you have no surprises. I know we all love surprises, but when it comes to buying a home we prefer this to […]
Building a home might sound like something reserved for the rich and famous, but the truth is, it might be easier than you think to get a construction loan. What is a construction loan? Construction loans are short-term, higher-interest-rate mortgages that cover the cost of building or renovating a home. The buyer qualifies for the […]
Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship between credit scores and mortgage delinquencies. There was a definite relationship. Almost half of those borrowers with […]
When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made your payments on time. What you may not expect is that they seem to be more interested in your FICO® score. “What’s a FICO® score?” is a common reaction. Each time your credit […]
If you love your neighborhood but need more space, you might consider an addition to your home. If expanding on the first floor is not an option, then adding a second floor might be an option. Unlike ground-level expansions, adding a second floor is more complicated—before you embark on this kind of project, there are […]